Alabama Auto Insurance Quote
Car Insurance Quotes for Alabama – Alabama Auto Insurance
Compare Auto Insurance Quotes for Alabama Free!
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Alabama Auto Insurance Minimum Requirements
Like most states in the US, Alabama, has set their minimum coverage requirements for auto insurance to ensure its residents are covered in the event of an accident. Alabama placed the car insurance minimum requirements at 25/50/25. Each one number is a specific type of auto insurance coverage:
- Bodily Injury Liability Minimum: $25,000 per injury and $50,000 per total accident
- Property Damage Liability Minimum: $25,000
The state of Alabama doesn’t ask its drivers to carry collision and comprehensive car insurance coverage, Personal Injury Protection (or PIP), underinsured/uninsured driver protection. While these types of protection are not required, Alabama advises its residents to get uninsured or underinsured coverage. Such coverage should protect them in situations when the at-fault driver’s auto insurance policy doesn’t cover all the expenses.
Alabama encourages drivers to improve their car insurance policy coverage. The average auto insurance policy premiums for Alabama was $1,325 in 2010. Though your car insurance quote premiums depend on many individual factors, each car insurance company sets their own pricing standard. So it pays to compare.
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