Iowa Auto Insurance Quote
Iowa Auto Insurance – Compare Car Insurance Quotes and Save

If you’re a resident from Iowa looking for good car insurance, you have come to the right web site. HelpInsure.Me compiled the info you need on this web page to assist you in finding the best car insurance policy. We recommend you take your time reading it over. Also, contact the Iowa Department of Insurance at 877-955-1212 with any relevant questions, and let us assist you in finding the car insurance coverage you need for your vehicles today.

Iowa State Law Concerning Auto Insurance

Under Iowa state law, every licensed driver is required to carry proof of financial responsibility. Simply put, if you don’t wish to carry auto insurance in Iowa, no one can tell you to. But, if you don’t, you must show proof of a substantial source of funds available to cover any physical or property damages in case of an accident.

The majority of Iowa residents don’t have these types of resources available to them, thus purchasing car insurance in Iowa is far easier than establishing financial responsibility with Iowa. If you wish to purchase auto insurance to show financial responsibility, there are a few things you should consider before purchasing an auto insurance policy.

Car Insurance in Iowa – Minimum Requirements

In Iowa, the minimum auto insurance protection requirements for property liability and bodily injury are 20/40/15. This means you must have at least $20,000 for bodily injury protection per person, $40,000 for bodily injury protection per accident and $15,000 in property damage per accident.

Remember, these are minimum car insurance protection limits set by Iowa and may not be enough to cover your total financial responsibility if you are found negligent in an accident. Your auto insurance agent will likely advise you to set higher amounts of car insurance coverage. Often, you will pay only a few dollars more each month for around three times the car insurance coverage.