Mississippi Auto Insurance Quote
Mississippi Auto Insurance – Compare Quotes on MS Car Insurance
If you are registered with the DMV in Mississippi and you need a great quote for auto insurance, call off the search. HelpInsure.Me put together the car insurance quote information you require to give you with the best auto insurance policy of protection you need.
Advise for wise shoppers: HelpInsure.Me will recommend that you thoroughly read through the information on this web site, also, speak to an agent of the Mississippi Department of Insurance at (601) 359-3569 to discuss any important questions you could have, and allow us the opportunity to provide our car insurance comparison quote service to bring to you a policy that will make you smile.
State Law Car Insurance Minimum for Mississippi
According to the Department of Insurance in Mississippi, liability auto insurance provides the best method to financially protecting yourself in case of a car accident.
Car insurance, and liability coverage in particular, pays for any damage you cause other individuals and their property through self negligence. It also protects your valuables and income from seizure and law suits when found to be at fault.
Mississippi state law orders that all motorists maintain liability car insurance on their automobiles. In addition, you must hold a valid auto insurance card in your vehicle at all times as proof of financial responsibility. However, in Mississippi, this is the only required type of car insurance you must purchase.
Mississippi, being a low-income state, traditionally has held the smallest minimum auto insurance liability limits in the United States. However, effective January 2006, recent legislature increased those limits, placing them more in accordance with the state minimum auto insurance limits across the country.
This new Mississippi legislature requires you to possess the following car insurance liability minimums:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
Although these upped car insurance limits help protect you against financial ruin in an accident that is deemed your fault, keep in mind that they merely serve as a foundation and they protect other motorists and their vehicles only.
Mississippi Recommends Higher Auto Insurance Coverage
If you want to add coverage for your own car, your passengers and yourself, there are other types of car insurance coverage you should consider, such as:
- Collision—pays for property damage to your vehicle when you’re involved in an accident with another vehicle or object
- Comprehensive—protects you if your vehicle is stolen, vandalized or suffers damage from nature, such as fire, hail or lightening
- Medical payments—pays your hospital and rehabilitation expenses when you are injured in an accident