Montana Auto Insurance Quote
Montana Auto Insurance – Compare Quotes on MT Car Insurance
Being a licensed motorist in the state of Montana, you need a fair quote comparison system for auto insurance to find the right policy. You also need the Montana car insurance basics laid out for you so you can make an informed decision. HelpInsure.Me has all the car insurance info for you on this web page to help you get the car insurance policy that you’ve been needing. Some recommendations:
- Firstly, completely examine the information on this web page
- Also, talk with a representative of the Montana Department of Insurance at (800) 332-6148 to discuss the auto insurance questions you may have
- And finally, let us provide our Montana car insurance quotes service so you can compare the best car insurance policies available
Montana State Law Car Insurance Minimum Requirements
According to state records, roughly 20 car insurance providers write most of the auto insurance policies throughout Montana. So Montana’s auto insurance marketplace is quite competitive when it comes to shopping for auto insurance coverage.
Many of Montana’s motorists remain uninsured on account of poor driving habits, low incomes and sparse populations. Covering yourself with the most comprehensive car insurance protection available ensures piece of mind while using Montana’s roadways for when you least expect it.
Driving without auto insurance in Montana can bring steep fines up to $500, up to six months incarcerated, and/or forfeiture of your Montana license plates. It may also mean that, in the future, you are unable to renew your Montana plates, vehicle registration and Montana driver’s license. So drive safely to avoid these penalties and maintain your vehicle’s car insurance coverage.
When you injure others or damage their property in a collision, liability car insurance coverage pays for medical expenses or necessary auto repairs related to that property damage. This important protection, stipulated by Montana state law, is a requirement on every automobile in the following amounts:
- Bodily Injury: per person $25,000
- Bodily Injury: per accident $50,000 and
- Property Damage: $10,000
Although liability auto insurance coverage is the only type required by Montana law, most car insurance providers recommend Uninsured Motorist car insurance, which pays for your own medical expenses in case of a collision. Especially important in Montana, where around 25% of the population is uninsured, this car insurance coverage represents a protection you really can’t do without.