Ohio Auto Insurance Quote
Car Insurance Quotes in Ohio – OH State Auto Insurance Comparisons
Often, auto insurance gets taken for granted. And driving in Ohio, it’s not just good advice to have auto insurance, it’s the law. Your auto insurance policy is that one valuable piece of written protection that comes in handy when you need it the most. This written agreement between your car insurance provider and yourself ensures that if something goes horribly wrong while behind the wheel, your covered.
So don’t take the process of getting car insurance in Ohio lightly. It could mean the difference between making it through alright and facing all kinds of financial devastation. For second reference, the Ohio Department of Insurance is available to handle any auto insurance concerns you may have in the form of questions. You can reach them at (800) 522-0071.
Let’s Talk Ohio Minimum Auto Insurance Requirements
Ohio operates with a standard minimum car insurance policy requirement that is quite like many other state minimum car insurance policy requirements. But the amounts are pretty nominal. They require what is called liability auto insurance coverage which states, in the event of an accident, your car insurance provider will pay for both injury and property damages.
The minimum amount of auto insurance protections required by the state of Ohio for both injury and property are:
- $12,500 per person/$25,000 per accident towards bodily injury and
- $7,500 towards property damage
Is That All I need To Know About Car Insurance in Ohio?
Again it’s worth repeating, these are only the minimum types of car insurance coverages and their amounts as required by the state of Ohio. In no way is the state of Ohio saying that these car insurance coverages types and their amounts will completely liberate you from every sticky situation imaginable.
On the contrary, the average reportable accident costs far exceed these Ohio auto insurance minimum amounts. And your auto insurance company is only liable to cover you up to your predetermined coverage amounts. Once your auto insurance liability coverages run out, guess who’s left with the remaining bill. The path of wisdom supports the idea that Ohio drivers purchase for themselves much higher car insurance liability amounts as well as additional car insurance coverage types such as collision, comprehensive, uninsured/underinsured motorist.